
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url('assets/fonts/inter-latin-400-normal.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url('assets/fonts/inter-latin-500-normal.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url('assets/fonts/inter-latin-600-normal.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url('assets/fonts/inter-latin-700-normal.woff2') format('woff2')}
@font-face{font-family:'Fraunces';font-style:normal;font-weight:400;font-display:swap;src:url('assets/fonts/fraunces-latin-400-normal.woff2') format('woff2')}
@font-face{font-family:'Fraunces';font-style:normal;font-weight:500;font-display:swap;src:url('assets/fonts/fraunces-latin-500-normal.woff2') format('woff2')}
@font-face{font-family:'Fraunces';font-style:normal;font-weight:600;font-display:swap;src:url('assets/fonts/fraunces-latin-600-normal.woff2') format('woff2')}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:500;font-display:swap;src:url('assets/fonts/ibm-plex-mono-latin-500-normal.woff2') format('woff2')}
:root{--navy:#203870;--deep:#111E3D;--ivory:#F7F4EE;--dim:#EFEAE0;--blue:#007CD0;--light:#66BCF6;--char:#1C1F24;--slate:#5B6472;--line:rgba(32,56,112,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--char);background:var(--ivory);line-height:1.6}h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--navy);font-weight:500;line-height:1.12;margin:0 0 18px}h1{font-size:clamp(2.5rem,6vw,4.7rem)}h2{font-size:clamp(2rem,4vw,3.2rem)}h3{font-size:1.4rem}p{margin:0 0 18px}a{text-decoration:none;color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 32px}.eyebrow{font-family:"IBM Plex Mono",monospace;text-transform:uppercase;letter-spacing:.12em;font-size:.73rem;color:var(--blue);font-weight:600;margin-bottom:20px}.btn{display:inline-block;padding:14px 25px;border:1px solid var(--navy);font-weight:700;font-size:.87rem;letter-spacing:.02em}.btn.primary{background:var(--blue);border-color:var(--blue);color:white}.btn.dark{background:var(--navy);color:white}.btn.ghost{border-color:rgba(255,255,255,.35);color:white}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}header{position:sticky;top:0;z-index:50;background:rgba(247,244,238,.97);border-bottom:1px solid var(--line)}.head{position:relative;max-width:1180px;margin:auto;padding:13px 32px;display:flex;align-items:center;gap:20px}.menu-toggle{display:none;background:none;border:none;font-size:1.7rem;color:var(--navy);cursor:pointer;padding:4px 10px;line-height:1}.logo-crop{display:inline-block;overflow:hidden;line-height:0}.logo{height:72px;width:auto;flex-shrink:0}.nav{flex-shrink:1}.nav a{white-space:nowrap}.nav{margin-left:auto;display:flex;gap:24px;align-items:center;font-size:.85rem;font-weight:600}.hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero.webp') center/cover;color:white}.hero .inner{padding:100px 32px 82px;max-width:1180px;margin:auto}.hero h1{color:white;max-width:15ch}.hero p{max-width:650px;color:rgba(255,255,255,.82);font-size:1.12rem}.stats{display:grid;grid-template-columns:repeat(3,1fr);max-width:720px;border-top:1px solid rgba(255,255,255,.22);margin-top:52px;padding-top:26px;gap:24px}.stat strong{display:block;font-family:Fraunces,serif;font-size:1.8rem}.stat span{font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;color:rgba(255,255,255,.62)}section{padding:82px 0}.intro{display:grid;grid-template-columns:1fr 1.2fr;gap:70px;align-items:start}.program-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}.card{background:white;border:1px solid var(--line);padding:30px;min-height:260px;display:flex;flex-direction:column}.card .num{font-family:"IBM Plex Mono",monospace;color:var(--blue);font-size:.75rem;margin-bottom:22px}.card p{color:var(--slate)}.card .more{margin-top:auto;color:var(--blue);font-weight:700}.dark-section{background:var(--deep);color:white}.dark-section h2,.dark-section h3{color:white}.dark-section p{color:rgba(255,255,255,.75)}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.16);margin-top:38px}.proof{padding:28px;background:var(--deep)}.process{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:36px}.step{border-top:2px solid var(--blue);padding-top:18px}.step b{display:block;color:var(--navy);margin-bottom:7px}.band{background:var(--blue);color:white;text-align:center}.band h2{color:white}.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:64px}.sidebox{background:white;border:1px solid var(--line);padding:30px}.list{display:grid;gap:12px}.list div{padding:13px 0;border-bottom:1px solid var(--line)}.product-tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.product{background:white;border:1px solid var(--line);padding:26px}.form-wrap{max-width:900px;margin:auto}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label{font-size:.8rem;font-weight:700;color:var(--navy)}input,select,textarea{width:100%;padding:13px;border:1px solid rgba(32,56,112,.25);background:white;font:inherit}textarea{min-height:140px}.form-note{font-size:.78rem;color:var(--slate);margin-top:15px}footer{background:#0b1530;color:rgba(255,255,255,.72);padding:48px 0}.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.foot h3{color:white;font-size:1.1rem}.foot a{display:block;margin:8px 0}.small{font-size:.76rem;color:rgba(255,255,255,.55);margin-top:28px;border-top:1px solid rgba(255,255,255,.12);padding-top:18px}@media(max-width:900px){.menu-toggle{display:block}.video-section .wrap{grid-template-columns:1fr}.video-frame{min-height:0}.video-copy{text-align:left}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;border-top:1px solid var(--line);box-shadow:0 12px 24px rgba(17,30,61,.12);z-index:50}.nav.open{display:flex}.nav a{padding:14px 0;border-bottom:1px solid var(--line);color:var(--navy);font-size:1rem;font-weight:600}.nav a.btn{border-bottom:none;margin-top:14px;text-align:center}.intro,.two-col{grid-template-columns:1fr}.program-grid,.product-tabs{grid-template-columns:1fr}.proof-grid{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.foot{grid-template-columns:1fr}.hero .inner{padding-top:72px}.logo{height:44px}.logo-crop{width:112px}.head{padding-top:10px;padding-bottom:10px}}

.video-section{background:var(--dim)}
.video-section .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}
.video-copy p{color:var(--slate);max-width:600px}
.video-frame{aspect-ratio:16/9;min-height:340px;background:var(--deep);border:1px solid var(--line);box-shadow:0 18px 45px rgba(17,30,61,.14);overflow:hidden}
.video-placeholder{position:relative;width:100%;height:100%;border:0;padding:38px;background:linear-gradient(105deg,rgba(17,30,61,.94),rgba(32,56,112,.62)),url('assets/hero.webp') center/cover;color:white;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;cursor:pointer;font:inherit}
.video-placeholder:focus-visible{outline:3px solid var(--light);outline-offset:-6px}
.video-kicker{font-family:"IBM Plex Mono",monospace;text-transform:uppercase;letter-spacing:.13em;font-size:.7rem;color:var(--light);margin-bottom:22px}
.video-placeholder strong{font-family:Fraunces,Georgia,serif;font-size:clamp(1.7rem,3vw,2.5rem);font-weight:500;margin-top:20px}
.video-placeholder small{margin-top:6px;text-transform:uppercase;letter-spacing:.14em;font-size:.68rem;color:rgba(255,255,255,.68)}
.play-icon{width:74px;height:74px;border-radius:50%;background:var(--blue);display:block;position:relative;box-shadow:0 8px 26px rgba(0,0,0,.28)}
.play-icon:after{content:"";position:absolute;left:30px;top:23px;border-left:22px solid white;border-top:14px solid transparent;border-bottom:14px solid transparent}
.video-frame iframe,.video-frame video{width:100%;height:100%;border:0;display:block}
.video-section.is-hidden{display:none}
@media(max-width:900px){
  .video-section .wrap{grid-template-columns:1fr;gap:34px}
  .video-frame{min-height:0}
}


/* v3 refinements */
.footer-logo{height:52px;width:auto;filter:none}.foot{grid-template-columns:1.25fr .85fr .85fr 1.3fr}.office-list{display:grid;gap:14px}.office{padding-left:14px;border-left:2px solid rgba(102,188,246,.55)}.office strong{display:block;color:#fff;margin-bottom:3px}.office span,.office a{display:block;margin:0;color:rgba(255,255,255,.7);font-size:.86rem}.history-section{background:#fff}.history-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}.history-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line)}.history-fact{background:var(--ivory);padding:26px}.history-fact strong{display:block;font-family:Fraunces,Georgia,serif;color:var(--navy);font-size:1.65rem;margin-bottom:7px}.history-fact span{color:var(--slate);font-size:.86rem}.video-copy .lead{font-size:1.1rem;color:var(--char)}.video-points{display:grid;grid-template-columns:1fr 1fr;gap:10px 22px;margin:22px 0 0;padding:0;list-style:none}.video-points li{position:relative;padding-left:18px;color:var(--slate);font-size:.91rem}.video-points li:before{content:'•';position:absolute;left:0;color:var(--blue);font-weight:700}.structure-wrap{margin-top:38px}.structure-chart{background:#fff;border:1px solid var(--line);padding:30px}.pie-block{display:flex;justify-content:center;margin:8px 0 26px}.pie-svg{width:100%;max-width:300px;height:auto}
.pie-table{max-width:520px;margin:0 auto 30px}
.pt-head{display:grid;grid-template-columns:1.6fr .8fr 1fr;font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--slate);font-weight:700;padding-bottom:6px}
.pt-head span:nth-child(2),.pt-head span:nth-child(3){text-align:right}
.pt-row{display:grid;grid-template-columns:1.6fr .8fr 1fr;padding:11px 0;border-top:1px solid var(--line);font-size:.95rem;align-items:center}
.pt-row span:nth-child(1){display:flex;align-items:center;gap:8px;color:var(--char)}
.pt-row span:nth-child(2){text-align:right;color:var(--slate)}
.pt-row span:nth-child(3){text-align:right;font-weight:700;color:var(--navy);font-family:'IBM Plex Mono',monospace;font-size:.9rem}
.pt-swatch{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.pt-total{border-top:2px solid var(--navy);font-weight:700}
.pt-total span:nth-child(1){color:var(--navy);font-weight:700}
.pt-total span:nth-child(3){font-size:1rem}.legend-dot{display:inline-block;width:11px;height:11px;border-radius:50%;margin-right:8px;vertical-align:middle}.dot-bank{background:var(--navy)}.dot-sba{background:var(--blue)}.dot-equity{background:var(--light)}.legend-icon{display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;margin-bottom:10px}.icon-bank{background:rgba(32,56,112,.1);color:var(--navy)}.icon-sba{background:rgba(0,124,208,.12);color:var(--blue)}.icon-equity{background:rgba(102,188,246,.18);color:#3a8fc7}.legend-icon svg{width:20px;height:20px}.legend-tag{display:inline-block;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:3px 9px;border-radius:20px;margin-bottom:8px}.tag-bank{background:rgba(32,56,112,.1);color:var(--navy)}.tag-sba{background:rgba(0,124,208,.12);color:var(--blue)}.tag-equity{background:rgba(102,188,246,.18);color:#2b6f9c}.example-box{background:var(--ivory);border:1px solid var(--line);padding:22px 24px;margin-top:26px}.example-label{font-weight:700;color:var(--navy);margin-bottom:14px;font-size:.95rem}.example-row{display:flex;align-items:center;gap:10px;padding:8px 0;border-top:1px solid var(--line);font-size:.92rem}.example-row:first-of-type{border-top:none}.example-swatch{width:11px;height:11px;border-radius:50%;flex-shrink:0}.sw-bank{background:var(--navy)}.sw-sba{background:var(--blue)}.sw-equity{background:var(--light)}.example-name{flex:1;color:var(--char)}.example-amt{font-weight:700;color:var(--navy);font-family:'IBM Plex Mono',monospace;font-size:.88rem}.structure-legend{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.structure-legend div{border-top:2px solid var(--line);padding-top:12px}.structure-legend strong{display:block;color:var(--navy)}.structure-note{margin-top:20px;padding:16px 18px;background:var(--ivory-dim);font-size:.86rem;color:var(--slate)}.cre-options{display:grid;gap:22px;margin-top:34px}.cre-option{display:grid;grid-template-columns:80px 1fr auto;gap:24px;align-items:start;background:#fff;border:1px solid var(--line);padding:28px}.cre-option .option-num{font-family:'IBM Plex Mono',monospace;color:var(--blue);font-size:.78rem}.cre-option h3{margin-bottom:8px}.cre-option p{color:var(--slate);margin:0}.cre-option .option-fit{min-width:185px;border-left:1px solid var(--line);padding-left:22px;font-size:.82rem;color:var(--slate)}.cre-option .option-fit strong{display:block;color:var(--navy);margin-bottom:5px}.partner-fee-callout{margin-top:28px;border:1px solid rgba(255,255,255,.22);padding:24px;background:rgba(255,255,255,.05)}.partner-fee-callout strong{display:block;color:#fff;font-family:Fraunces,Georgia,serif;font-size:1.35rem;margin-bottom:8px}
@media(max-width:900px){.foot{grid-template-columns:1fr}.history-grid{grid-template-columns:1fr}.history-facts{grid-template-columns:1fr}.video-points{grid-template-columns:1fr}.structure-legend{grid-template-columns:1fr}.cre-option{grid-template-columns:1fr}.cre-option .option-fit{border-left:0;border-top:1px solid var(--line);padding-left:0;padding-top:14px;min-width:0}}


/* ---------- Market rate ticker ---------- */
.ticker-band{background:var(--deep);border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14);overflow:hidden;position:relative}
.ticker-band::before,.ticker-band::after{content:"";position:absolute;top:0;bottom:0;width:64px;z-index:2;pointer-events:none}
.ticker-band::before{left:0;background:linear-gradient(90deg,var(--deep),transparent)}
.ticker-band::after{right:0;background:linear-gradient(270deg,var(--deep),transparent)}
.ticker-track{display:flex;width:max-content;animation:rateTicker 38s linear infinite;will-change:transform}
.ticker-band:hover .ticker-track{animation-play-state:paused}
@keyframes rateTicker{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.ticker-item{display:flex;align-items:center;gap:10px;font-family:"IBM Plex Mono",monospace;font-size:.78rem;color:rgba(247,244,238,.88);padding:15px 34px;white-space:nowrap;border-right:1px solid rgba(255,255,255,.14)}
.ticker-item .rt-label{color:rgba(247,244,238,.52)}
.ticker-item .rt-val{color:var(--light);font-weight:700}
.ticker-note{text-align:center;font-size:.69rem;color:var(--slate);padding:8px 20px;background:var(--dim);letter-spacing:.02em;margin:0}

/* ---------- Consistent form alignment ---------- */
.form-grid{align-items:start;grid-auto-rows:auto}
.field{min-width:0;gap:8px}
.field label{display:flex;align-items:flex-end;min-height:20px;line-height:1.25}
input,select,textarea{display:block;width:100%;border-radius:0;line-height:1.35;color:var(--char)}
input,select{height:52px;min-height:52px;padding:0 14px}
select{padding-right:40px}
textarea{height:152px;min-height:152px;resize:vertical;padding:14px}
.field .btn,form button.btn{min-height:50px;display:inline-flex;align-items:center;justify-content:center;border-radius:0}
.field.full:last-child{align-items:flex-start}
@media(max-width:900px){.ticker-item{padding:14px 24px}.ticker-band::before,.ticker-band::after{width:34px}}


/* v6 layout refinements */
.structure-wrap{margin-top:0;padding-top:58px}
.structure-wrap .eyebrow{margin-bottom:9px}
.structure-wrap h2{margin-bottom:10px}
.structure-wrap .structure-chart{margin-top:14px}

.cre-options{gap:18px}
.cre-option{grid-template-columns:54px minmax(0,1fr) 250px;gap:26px;align-items:stretch;padding:30px 32px}
.cre-option .option-num{display:flex;align-items:flex-start;justify-content:flex-start;padding-top:4px;font-size:.8rem}
.cre-option .option-main{min-width:0}
.cre-option .option-main h3{margin-bottom:10px}
.cre-option .option-main p{max-width:760px}
.cre-option .option-fit{min-width:0;width:250px;display:flex;flex-direction:column;justify-content:flex-start;border-left:1px solid var(--line);padding:3px 0 3px 24px;line-height:1.5}
@media(max-width:900px){
  .structure-wrap{padding-top:48px}
  .cre-option{grid-template-columns:44px minmax(0,1fr);gap:14px 18px;padding:24px}
  .cre-option .option-fit{grid-column:1/-1;width:auto;border-left:0;border-top:1px solid var(--line);padding:15px 0 0}
}


/* Correct page-specific hero image mapping */
body.page-home .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero.webp') center/cover;color:white}
body.page-home .video-placeholder{background:linear-gradient(105deg,rgba(17,30,61,.94),rgba(32,56,112,.62)),url('assets/hero.webp') center/cover;color:white}
body.page-504 .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero-504.webp') center/cover;color:white}
body.page-7a .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero-7a.webp') center/cover;color:white}
body.page-cre .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero-cre.webp') center/cover;color:white}
body.page-partner .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero-partner.webp') center/cover;color:white}
.page-blog .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero-blog.webp') center/cover;color:white}
.page-contact .hero{background:linear-gradient(95deg,rgba(17,30,61,.82),rgba(32,56,112,.55)),url('assets/hero-contact.webp') center/cover;color:white}
.page-contact .hero{background-position:center 12%}
body.page-504 .hero{background-position:center 45%}
body.page-7a .hero{background-position:center}
body.page-cre .hero{background-position:center}
body.page-partner .hero{background-position:center 38%}
@media(max-width:900px){body.page-504 .hero{background-position:68% top}body.page-7a .hero{background-position:62% center}body.page-cre .hero{background-position:58% center}body.page-partner .hero{background-position:center top}}
