Privacy Policy

Effective date: July 27, 2026

Small Business Lending, Inc. ("Small Business Lending," "we," "us," or "our") respects your privacy. This Privacy Policy explains what personal information we collect through sblendingdirect.com and DirectWholesaleRates.com (the "Site"), how we use and share it, and the choices available to you. By using the Site or submitting a form, you agree to the practices described in this policy.

Information We Collect

We collect information you provide directly to us, including when you submit a loan request, contact form, or lender intake form. This may include:

Contact information — name, email address, phone number, and company or business name
Loan and transaction details — loan type, loan amount, loan purpose, purchase price, estimated property value, annual business revenue, years in business, estimated credit score, and desired closing timeframe
Any other information you choose to include in a form's comments or transaction summary field

We also automatically collect certain information when you visit the Site, including your IP address, browser and device type, pages viewed, referring URL, and general location, through cookies and similar tracking technologies described below.

How We Use Your Information

To respond to your loan request, contact submission, or inquiry
To evaluate, structure, underwrite, package, and present financing requests to prospective lenders
To communicate with you about your request, including by phone, email, or text
To operate, maintain, and improve the Site
To measure the performance of our marketing, including Google and Meta advertising campaigns
To comply with applicable law and regulatory requirements

How We Share Your Information

As a correspondent and wholesale lender and loan packager, sharing certain information with third parties is a necessary part of preparing and presenting a financing request. We may share your information with:

Banks, credit unions, Certified Development Companies (CDCs), and other lending institutions we work with to evaluate and fund your request — we only share your information with these parties with your written permission
Referral partners, brokers, and professional advisors involved in your transaction, where permitted and under a written agreement
Service providers who support our operations, such as website hosting, form processing, email delivery, and analytics providers
Regulators or government agencies where required by law

We do not sell your personal information to third-party marketers, and we do not share it with unaffiliated parties for their own independent marketing purposes.

Information We Do Not Collect Through This Site

Our website forms are designed to gather only the basic information needed for an initial review — they do not, and will not, ask you for your Social Security number, tax returns, bank statements, or other sensitive financial documents. If your transaction moves forward, any such documentation is collected securely and directly as part of the formal loan application process, never through a website contact or intake form.

As a business that helps arrange financing, certain information practices described here may also be governed by the privacy provisions of the Gramm-Leach-Bliley Act and related state financial privacy laws, which give consumers specific rights regarding information shared with nonaffiliated third parties. Where those requirements apply, we intend to provide any additional notices required by law.

Cookies and Tracking Technologies

We use Google Analytics (GA4) and the Meta Pixel to understand how visitors use the Site and to measure advertising performance. These tools may use cookies or similar technologies to collect information about your visit. You can control cookies through your browser settings, and you can learn more about how Google and Meta use this information through their respective privacy policies.

Your Privacy Choices

Cookies: Most browsers let you block or delete cookies. Blocking cookies may affect how the Site functions.
Marketing communications: You may ask to stop receiving marketing communications from us at any time by contacting us using the information below.
California residents: Depending on your state of residence, you may have additional rights regarding your personal information, including the right to request access to, deletion of, or correction of your information, and the right to opt out of certain sharing. To make a request, contact us using the information below.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Children's Privacy

The Site is intended for business owners and adults and is not directed to individuals under 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

Contact Us

If you have questions about this Privacy Policy or would like to exercise any of the choices described above, contact us at:

Small Business Lending, Inc.
8465 Keystone Crossing, Suite 115 #1033, Indianapolis, IN 46240
8485 Mission Lane, San Miguel, CA 93451
Email: brian@sblendingdirect.com
Phone: (317) 801-4287

This page is provided as a general privacy notice for website visitors and is not a substitute for legal advice. We recommend having this policy reviewed by an attorney familiar with financial services and lending privacy requirements (including GLBA and applicable state law) before relying on it.